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Australian Credit Representative 401491

Personal Loans up to $5000

Enquire here for your free personal loan eligibility assessment and an offer of the best available rates sourced from multiple Australian lenders through an extensive broker network ... without accessing your credit report!

Important: Submitting this assessment will NOT result in a credit enquiry through any reporting agency and will not have an adverse affect on your credit file. Therefore, any offers that may be extended to you will be conditional upon the accuracy of the information that you provide and will be subject to credit agency verification only should you choose to proceed with a loan.

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Find out if you qualify and compare options without a credit check!

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All finance quotes are provided free and without obligation. We respect your privacy.

 

Unsecured personal loans

Interest rates for unsecured loans are typically higher than for secured loans. Repayment terms for personal loans can range from as little as 6 months for short-term finance up to 5 years or more. Interest rates will also vary dramatically for personal loans depending on the loan term, the amount of the loan as well as the individual circumstances of the applicant. Whilst loans of $5000 or more for an applicant with a good credit history over a term of 3 years or more may be available for as little as 15% per annum or less, small, short term loans can attract comparative rates as high as 36% including fess and charges - depending on the circumstances of the applicant. For example, a $1000 loan over 6 months could require a fortnightly repayment of as much as $96.92.

Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.